The whole process takes time and there is the risk that you will lose out on the home you want.
The money needed for the downpayment is only raised when existing real estate is sold, for example when swapping homes.
Banks set different conditions, and these need to be taken into account.
Proof of income, depending on the type of income, takes more time or part of it may only be received in the future, for example pension pillar funds, dividends, work as a freelancer, rental income and sale of shares.
In the past six months you have not received remuneration in the amount required to get approval for your home loan when the decision is being made.
We allow you to buy your home immediately. You then have time to talk to the banks and choose the one that best suits you. You can pay the downpayment for the loan over a longer period.
Choose a new home in Tallinn or Harju County.
Let us know about your choice.
We will get in touch with you, exchange information and make you an offer.
We will draw up the purchase transaction with a notary and enter into the contracts.
You have time to get a bank loan, enabling you to sell your existing property with peace of mind, raise the amount needed for the downpayment and make sure that your income is in line with the terms and conditions of the loan.
Meanwhile, you pay rent to use your new home.
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